act of god

The phrase "act of God" typically refers to an event or occurrence that is beyond human control and is therefore not caused by or influenced by any human action. It is often used in legal and insurance contexts to describe natural disasters, such as earthquakes, floods, hurricanes, or other catastrophic events that cannot be prevented or predicted. These events are seen as being caused solely by natural forces or elements and are not considered the responsibility or liability of any individual or entity.